Not criticizing or defending anyone's choice or "no" choice.
I also have friends that donate their time and resources to the Red Cross and make the trips to set up emergency shelters and food distribution points at domestic disasters. Similar to the insurance assessor, they often sleep in their vehicles, donate their time, and dig into their own wallets to help. I got interested in the Red Cross when Elizabeth Dole was in charge, and it just is easy for me.
The Red Cross is only a suggestion.
Whoever you support could probably use some help right now.